How long has it been since the last time you looked for low-cost auto insurance rates in Orlando, FL? Orlando shoppers have lots of choices when shopping for the lowest priced Chevy Avalanche insurance. They can either waste time calling around to compare prices or save time using the internet to get rate quotes. There is a right way and a wrong way to find auto insurance online and we’ll show you the proper way to price shop coverage for a Chevy and locate the best price possible.
Shockingly, most auto insurance customers kept their coverage with the same auto insurance company for well over three years, and practically 40% of auto insurance customers have never compared rate quotes at all. Many consumers in Orlando could pocket about 55% a year just by getting comparison quotes, but they assume it’s a waste of time to shop their coverage around.
Cheapest Chevy Avalanche insurance rate quotes in Orlando
Getting cheap car insurance pricing can be relatively painless. The only thing you need to do is take the time getting comparison quotes online with multiple companies.
The providers in the list below are ready to provide free quotes in Orlando, FL. If you want cheaper auto insurance in Orlando, it’s a good idea that you visit two to three different companies in order to get a fair rate comparison.
Rates and statistics
The premium information displayed below showcases different insurance premium costs for Chevy Avalanche models. Having a better idea how auto insurance premiums are established can help customers make smart choices when comparing insurance quotes.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Avalanche LS 2WD | $270 | $402 | $538 | $32 | $160 | $1,402 | $117 |
| Avalanche LT 2WD | $270 | $474 | $538 | $32 | $160 | $1,474 | $123 |
| Avalanche LS 4WD | $270 | $474 | $538 | $32 | $160 | $1,474 | $123 |
| Avalanche LT 4WD | $270 | $474 | $538 | $32 | $160 | $1,474 | $123 |
| Avalanche LTZ 2WD | $300 | $474 | $538 | $32 | $160 | $1,504 | $125 |
| Avalanche LTZ 4WD | $300 | $474 | $538 | $32 | $160 | $1,504 | $125 |
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Premium data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Florida minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, claim-free, and safe-driver. Premium costs do not factor in your specific Orlando location which can increase or decrease premiums considerably.
Can higher deductibles save money?
One of the hardest decisions when shopping for insurance is where should you set your physical damage deductibles. The following tables can help you understand the costs and benefits when you buy lower versus higher deductibles. The first data set uses a $250 physical damage deductible and the second set of prices uses a $1,000 deductible.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Avalanche LS 2WD | $364 | $544 | $522 | $30 | $156 | $1,641 | $137 |
| Avalanche LT 2WD | $364 | $640 | $522 | $30 | $156 | $1,737 | $145 |
| Avalanche LS 4WD | $364 | $640 | $522 | $30 | $156 | $1,737 | $145 |
| Avalanche LT 4WD | $364 | $640 | $522 | $30 | $156 | $1,737 | $145 |
| Avalanche LTZ 2WD | $406 | $640 | $522 | $30 | $156 | $1,779 | $148 |
| Avalanche LTZ 4WD | $406 | $640 | $522 | $30 | $156 | $1,779 | $148 |
| Get Your Own Custom Quote Go | |||||||
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Avalanche LS 2WD | $224 | $342 | $522 | $30 | $156 | $1,274 | $106 |
| Avalanche LT 2WD | $224 | $402 | $522 | $30 | $156 | $1,334 | $111 |
| Avalanche LS 4WD | $224 | $402 | $522 | $30 | $156 | $1,334 | $111 |
| Avalanche LT 4WD | $224 | $402 | $522 | $30 | $156 | $1,334 | $111 |
| Avalanche LTZ 2WD | $250 | $402 | $522 | $30 | $156 | $1,360 | $113 |
| Avalanche LTZ 4WD | $250 | $402 | $522 | $30 | $156 | $1,360 | $113 |
| Get Your Own Custom Quote Go | |||||||
Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, and Florida minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, claim-free, and safe-driver. Rate information does not factor in the specific area where the vehicle is garaged which can impact auto insurance rates noticeably.
Based on this data, we can arrive at the conclusion that using a $250 deductible will cost you approximately $34 more each month or $408 annually than quoting the higher $1,000 deductible. Since you would have to pay $750 more to file a claim with a $1,000 deductible as compared to a $250 deductible, if you normally average at least 22 months between claim filings, you would save money if you decide on a higher deductible.
The chart below illustrates how choosing a deductible and can change Chevy Avalanche premium costs for each different age group. Data assumes a married female driver, comprehensive and collision coverage, and no discounts are factored in.
Comparison of full coverage and liability-only policies
The information below compares Chevy Avalanche auto insurance costs with and without physical damage coverage. The premiums assume no claims or violations, $100 deductibles, single marital status, and no additional discounts are factored in.
When to stop buying comprehensive and collision coverage
There is no set guideline of when to eliminate comprehensive and collision coverage on your policy, but there is a general school of thought. If the yearly cost of full coverage is about 10% or more of the vehicle’s replacement cost less your deductible, then it might be time to consider dropping full coverage.
For example, let’s say your Chevy Avalanche settlement value is $3,000 and you have $1,000 full coverage deductibles. If your vehicle is damaged in an accident, the most you would get paid by your company is $2,000 after the policy deductible has been paid. If premium cost is more than $200 a year for your policy with full coverage, then it could be time to drop full coverage.
There are some circumstances where buying only liability insurance is not in your best interest. If you still owe money on your vehicle, you have to keep full coverage in order to satisfy the requirements of the loan. Also, if your emergency fund is not enough to purchase a different vehicle if your current one is totaled, you should not opt for liability only.
Compare rate quotes but buy from a neighborhood Orlando auto insurance agent
Some people still prefer to sit down and talk to an agent. Agents can answer important questions and help in the event of a claim. A good thing about price shopping on the web is the fact that drivers can get the lowest rates and still buy from a local agent.
To find an agent, once you fill out this quick form, your insurance coverage information is sent to companies in Orlando that provide free Orlando auto insurance quotes to get your business. You don’t have to contact an agency since rate quotes are delivered immediately to your email address. If for some reason you want to get a comparison quote for a specific company, just navigate to their website to submit a rate quote request.
Choosing the best provider requires more thought than just a cheap quote. Any agent in Orlando should be willing to answer these questions.
- Do they have cheaper tiers of coverage?
- Does the company use OEM repair parts?
- Does the agent have a valid license to sell insurance in Florida?
- What company holds the largest book of business for them?
- Do they reduce claim amounts on high mileage vehicles?
- Which insurance companies are they affiliated with?
- Do the companies they represent have a solid financial rating?
- How many years of experience in personal auto insurance do they have?
The following is a list of insurers in Orlando who can help you get price quote information for Chevy Avalanche insurance in Orlando.
- Marylou Davis – State Farm Insurance Agent
6200 Metrowest Blvd #103 – Orlando, FL 32835 – (407) 857-0400 – View Map - Bud Redditt Insurance Agency Inc
1716 W Colonial Dr – Orlando, FL 32804 – (407) 855-6797 – View Map - Chris Vella – State Farm Insurance Agent
992 N Semoran Blvd – Orlando, FL 32807 – (407) 898-8836 – View Map - Leigh DelVesco – State Farm Insurance Agent
3806 Edgewater Dr – Orlando, FL 32804 – (407) 290-8544 – View Map
Once you have received good answers and an acceptable price quote, you may have found an provider that can be trusted to adequately provide car insurance.